Fundamental Analysis Report -NEPAL COMMERCIAL BANKS -Q2 FY 2082/83
NEPAL COMMERCIAL BANKS Fundamental Analysis Report Q2 FY 2082/83 | All 20 A-Class Banks | Chaitra 2082 SS HOLDINGS KEY FINDING Sector in Recovery — Quality Divergence is Widening Nepal's commercial banking sector collected a combined net profit of Rs. 47.01 Arba through the first seven months of FY 2082/83, with Nabil Bank leading the pack at Rs. 5.38 Arba. However, a significant profitability gap has emerged between well-managed large banks and smaller, weaker institutions. Rising NPLs, sluggish credit growth, and high provisioning costs continue to pressure margins — but low interest rates and excess liquidity provide a supportive backdrop for selective accumulation. 1. Sector Snapshot — Where Does the Industry Stand? The second quarter of FY 2082/83, ending Poush (mid-January 2026), saw Nepal's 20 commercial banks deliver a mixed but overall improving performance. NRB'...